Primus is committed to its fiduciary duties to all stakeholders. We strongly believe in and consistently advocate the highest corporate governance standards in all of our companies. Further to this, we have based our value-creation approach on the following three principles:

• Creating long-term partnerships with our operating company management teams and staff;
• Contributing our strategic leadership and vision, operating expertise and global network of relationships; and
• Providing assurance to regulators and other key stakeholders that we will build and support our operations indefinitely.

Five critical components of our investment philosophy:

• 1 Intensive strategic planning
• 2 Detailed deal analysis and due diligence
• 3 Deep operational experience
• 4 Careful risk management
• 5 Flexibility

1 Intensive Strategic Planning

Creation of Lasting Value:
We have extensive knowledge of the structure and opportunities in the global financial services industry. Our long-term strategic build out of Primus Financial is designed to create lasting value through acquisition, integration and organic growth, while managing risk and downside exposure. We will patiently implement our strategic vision as opportunities present themselves.

International Board of Advisors:
We will assemble an international Board of Advisors to assist in our strategic planning and execution. They will provide us with insight on deals in their areas of expertise.

2 Detailed Deal Analysis & Due Diligence

Market and Proprietary Knowledge Networks:
Our team of professionals have conducted and overseen hundreds of due diligence projects in the financial sector alone, and their market knowledge and proprietary knowledge networks give us the breadth of experience and know-how to identify, isolate, and avoid unnecessary risk.

Maximise Upside and Minimise Downside:
We will structure our investments acquisitions to capture upside opportunities while maintaining downside protection and capital preservation.

3 Deep Operational Experience

Comprehensive 360-degree Experience:
Our experienced team members consist of international-level corporate leaders who have built businesses from the ground up. Through this comprehensive 360-degree experience, we provide our portfolio companies with the necessary strategic leadership and vision as well as hands-on daily management.

Qualified Management Teams:
Strong operational management ensures that our portfolio companies are staffed with qualified management teams who share our vision, and provide them with our full support.

Whole is More Than Sum of Parts:
We aim for cross portfolio leverage where our portfolio companies add value to each other in order to create a synergistic condition where the whole is more than the sum of its parts.

4 Careful Risk Management

Tightly Knit Risk Management Systems:
We have implemented an industry-leading integrated risk management system to monitor every aspect of our overall portfolio as well as the individual companies within. Naturally, we intend our portfolio companies to subscribe to this philosophy as well.

Only World-Class Financial Services Companies:
Our portfolio of financial services companies will form the foundation of our business. Needless to say, we will only invest in acquire companies with significant potential or that already possess the critical mass necessary to succeed on a global scale.

5 Flexibility

We Work From A Clean Base:
We are unburdened by legacy problems that currently saddle most of the leading global financial sector giants. This gives us the freedom to select choice opportunities from among the world's best financial services companies that have been impacted by volatile market/economic conditions.

An Unparalleled Long Term View:
We are not a fund, and our permanent capital structure gives us an unparalleled long-term horizon to realize our vision of becoming the world's leading Asia-based financial services holding company.

Structured Creativity:
Our holding company structure provides us with built-in flexibility in structuring our acquisitions - albeit within strict risk management parameters, thus enhancing the range, scope and margins of our transactions.